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Why can’t I report my own rent to the credit bureaus?

The credit bureaus don’t accept monthly reporting from individuals about their own credit behaviors. Instead, they have rules, regulations, and require proof from an independent third party — like Self — that uses a secure data transfer system.  

 

We verify your identity, monthly commitments, and account transactions, and report your rent payments to the Experian, Equifax, and TransUnion credit bureaus. That way, you can finally get credit for bills you already pay.