Can I add past payments to my credit report?

Help build your credit with LookBack.

Give yourself a credit building advantage by adding all of your available past payments at once to your credit report. This bulk addition can make a big impact, especially if you’re looking for significant savings on interest rates, access to better credit cards or loans, etc.

If you have an active subscription and your bank is connected, LevelCredit will automatically detect the oldest payments you have available. These eligible payments include rent, cell phone, water, gas and electric, going back up-to 24 months.

To be eligible, past rent payments must be on your current lease, and your cell phone and utility payments through their same providers. You will be notified via email as to how many total months worth of payments can be added to your credit report for a one-time fee.

As LevelCredit works hard improving technology to reduce cost, the price to use this service is transitioning to a one-time $49.95 flat fee. If you are being offered the service at a higher price, please reach out to LevelCredit support and we’ll make sure to transition your account to see the new price.

Only a small percentage of LevelCredit users have this available to them, so take advantage and make your past payments help your financial future.